AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, August 10, 2026

Updates published to for Conventional, FHA, VA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

Revisions to Conventional Loan-Level Price Adjustments
Pennymac Correspondent, conventional best efforts commitments. In 1 days.
Appraisal Transfer Guidelines for Yosemite Jumbo AUS
Newrez Correspondent, loan registrations and rate locks. In 17 days.
Expanded Eligibility and Reduced Credit Score Requirements for Temporary Buydowns
Pennymac Correspondent, temporary buydown program expansions. In 18 days.
MPF Traditional Servicing Updates for Forbearance, Modifications, and Foreclosure
FHLB Chicago MPF, Mandatory compliance with updated loss mitigation provisions. In 22 days.
Revisions to Conventional Loan-Level Price Adjustments
Pennymac Correspondent, conventional best efforts commitments. In 23 days.
Non-QM Underwriting and Eligibility Policy Revisions
Pennymac Correspondent, Updated Non-QM underwriting standards. In 25 days.
Acceptance of VantageScore 4.0 Credit Scoring Model for Conventional Primary Residences
Newrez Correspondent, Adoption of VantageScore 4.0 credit scoring. In 36 days.
Conventional Conforming Loan Limit Increases for 2027
Newrez Correspondent, Commitments locked under expanded conventional limits. In 36 days.
Permission to Underwrite VA Mortgages Using VantageScore 4.0 Scoring Model
Newrez Correspondent, VA mortgages underwritten with VantageScore 4.0. In 42 days.
HUD Section 184 Cohort Number Pause and Loan Purchase Criteria
Newrez Correspondent, HUD suspension of Section 184 cohort number requests. In 43 days.
Modifications to Conventional and Jumbo Price Adjustments
Pennymac Correspondent, best efforts commitments under conventional and jumbo schedules. In 44 days.
Master Servicer File Transfer Platform Transition
FHLB Chicago MPF, Master Servicer portal migration. In 46 days.
Underwriting Fee Schedule Update for Delegated Clients
Newrez Correspondent, underwriting fees assessed on delegated client submissions. In 52 days.
VantageScore 4.0 Eligibility for GSE Transactions
Pennymac Correspondent, VantageScore 4.0 eligibility on conventional agency loans. In 53 days.
Smart Series Product Updates for SmartVest and SmartEdge
Newrez Correspondent, Pipeline and subsequent loan registrations across Smart Series products.. In 59 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Pennymac Correspondent, Announcement 26-92,
Review recommended

Revisions to Conventional Loan-Level Price Adjustments

Loan impactConventionalDeliverySecondary

Applies to: Conventional loans committed under best efforts terms on or after the stated effective date.

What to review: Review updated footnote 9 on the conventional LLPA tab regarding the minimum loan amount greater than 400k and the exclusions for NY, FL, and TX on best efforts commitments. AWACS interpretation

Effective Aug 11, 2026View affected requirements →
FHLB Chicago MPF, Announcement MPF Announcement 2026-47,
Review recommended

Temporary Buydown Debt-to-Income Ratio Alignment for MPF Traditional

Loan impactIncomeProductsUnderwriting

Applies to: Loans delivered under the MPF Traditional program featuring temporary interest rate buydowns.

What to review: Review the alignment of temporary buydown qualifying debt-to-income limits with standard parameters of 43 percent for manual files and automated underwriting system determinations for approved submissions. AWACS interpretation

View affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.