Arc HomeArc Home requires UAD 3.6 appraisals for agency loan deliveries starting November 2, 2026, while continuing to allow either UAD 2.6 or UAD 3.6 for non-agency programs.
Arc HomeArc Home began accepting UAD 3.6 appraisals for all loans on October 28, 2026, and mandates them for GSE products starting November 2, 2026, unless an approved GSE exception applies.
Carrington CorrespondentCarrington began permitting UAD 3.6 appraisals on October 1, 2026, and requires UAD 3.6 format for all newly submitted loans starting October 15, 2026.
Fannie MaeFannie Mae requires lenders unable to comply with the November 2, 2026 UAD 3.6 mandate to obtain a temporary exception to continue submitting UAD 2.6 appraisals, ending all UAD 2.6 acceptance on June 28, 2027.
Fannie MaeFannie Mae announced alignment of MH Advantage and CHOICEHome manufactured housing standards starting June 4, 2026, alongside immediate revisions to gift donor and credit reference guidance.
Fannie MaeFannie Mae immediately enacted highest and best use appraisal requirements for UAD 3.6, expanded NACLI eligibility, and announced restructured rental income rules effective December 1, 2026.
Freddie MacFreddie Mac confirmed its November 2, 2026 UAD 3.6 mandate while allowing approved sellers with a policy exception to submit new UAD 2.6 appraisals through May 19, 2027, and resubmissions through June 27, 2027.
Lakeview CorrespondentLakeview established valuation review rules for non-conforming jumbo loans, eliminated buydowns on specified government loans, and mandated wet-signed notes for state housing finance agency deliveries.
Lakeview CorrespondentLakeview affirmed Classic FICO requirements while declining VantageScore 4.0, removed certain non-agency prepayment penalty restrictions, and approved remote online notarization for powers of attorney.
Lakeview CorrespondentLakeview permits optional delivery of FHA appraisals in the new dataset format and extended its daily lock desk operating hours.
FHLB Chicago MPFFHLB Chicago adopted Fannie Mae guidance for MPF Xtra, applying immediate UAD 3.6 highest and best use appraisal reporting instructions and setting a November 1, 2026 mandate for revised rental income rules.
FHLB Chicago MPFFHLB Chicago permits MPF Traditional participants to use legacy appraisal formats through May 19, 2027, while maintaining the November 2, 2026 UAD 3.6 requirement for MPF Xtra unless granted a Fannie Mae exception.
National MINational MI announced it accepts UAD 3.6 appraisal forms and defers to GSE appraisal review standards, while updating accessory dwelling unit rules and removing its 3-4 unit debt-to-income overlay.
Newrez CorrespondentNewrez accepts GSE loans with UAD 2.6 appraisals only through February 28, 2027, and permits UAD 3.6 for FHA, Jumbo, Med Pro, and Smart Series programs.
Pennymac CorrespondentPennymac accepts UAD 2.6 or UAD 3.6 appraisals for GSE loans through February 28, 2027, stops buying UAD 2.6 loans starting March 1, 2027, and immediately accepts UAD 3.6 appraisals on non-agency products.
Pennymac CorrespondentPennymac permits delivery of UAD 3.6 appraisals for eligible FHA Title II forward mortgages with case numbers assigned on or after October 1, 2026, provided the initial format is maintained.