When does Pennymac Correspondent Announcement 26-135 take effect?

For FHA case numbers assigned on or after October 1, 2026 (appraisal submission format).

What changed in Pennymac Correspondent Announcement 26-135?

Uniform dataset format consistency across case submissions, UAD 3.6 appraisal reporting structure acceptance.

What should QC review after Pennymac Correspondent Announcement 26-135?

AWACS interpretation, not source language: Review the mandatory consistency requirement that keeps appraisal submissions in the format chosen for the initial filing on FHA loans with case numbers assigned on or after October 1, 2026, as well as the permitted use of the UAD 3.6 format. Sample FHA forward loans with case numbers assigned on or after October 1, 2026, to verify that subsequent appraisal submissions do not switch formats from the initial filing. Verify that transactions utilizing the optional UAD 3.6 format continue to satisfy all existing FHA program and product requirements.

Pennymac Correspondent Announcement 26-135: UAD 3.6 Format Acceptance for FHA Title II Forward Mortgages

Loan impact

Summarized from the announcement · verified

Applies to: FHA Title II forward mortgages with case numbers assigned on or after October 1, 2026.

Applies when all of these are true

ANDPennymac loan
ANDCase number date on or after October 1, 2026
ANDProgram is FHA

Addressed to: Pennymac correspondent sellersFrom the publisher, not quoted from the text
Investor: PennymacFrom the publisher, not quoted from the text
Programs: FHA
Affected area: Report format
Affected documents: Appraisal Report
Effective: Case numbers assigned on or after Oct 1, 2026
Applicability confidence: Verified: every row taken from the source text is supported by it; rows marked "from the publisher" are not quoted

Summary by AWACS. Pennymac Correspondent's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)

What changed

Summarized from the announcement

Requirement	Previously	Now
Uniform dataset format consistency across case submissionsNewRequired	New requirement	Every appraisal submitted under a particular case number must remain in the format utilized for the first filing.
UAD 3.6 appraisal reporting structure acceptanceRelaxed	Not stated	Lenders are permitted to deliver appraisal files using the updated UAD 3.6 dataset. While UAD 3.6 includes data specific to FHA, it does not alter any FHA program or product requirements.

Each change applies when all the loan-impact conditions above are true.

What to do

AWACS interpretation · not source language

What to review: Review the mandatory consistency requirement that keeps appraisal submissions in the format chosen for the initial filing on FHA loans with case numbers assigned on or after October 1, 2026, as well as the permitted use of the UAD 3.6 format.

Appraisal

Ensure that every appraisal submitted under a specific FHA case number assigned on or after October 1, 2026, preserves the format used for the initial submission.

QC implications

Sample FHA forward loans with case numbers assigned on or after October 1, 2026, to verify that subsequent appraisal submissions do not switch formats from the initial filing.
Verify that transactions utilizing the optional UAD 3.6 format continue to satisfy all existing FHA program and product requirements.

Questions about Pennymac Correspondent Announcement 26-135

When does Pennymac Correspondent Announcement 26-135 take effect?: For FHA case numbers assigned on or after October 1, 2026 (appraisal submission format).
Which loans does Pennymac Correspondent Announcement 26-135 affect?: FHA Title II forward mortgages with case numbers assigned on or after October 1, 2026.
What changed in Pennymac Correspondent Announcement 26-135?: Uniform dataset format consistency across case submissions, UAD 3.6 appraisal reporting structure acceptance.
What should QC review after Pennymac Correspondent Announcement 26-135?: AWACS interpretation, not source language: Review the mandatory consistency requirement that keeps appraisal submissions in the format chosen for the initial filing on FHA loans with case numbers assigned on or after October 1, 2026, as well as the permitted use of the UAD 3.6 format. Sample FHA forward loans with case numbers assigned on or after October 1, 2026, to verify that subsequent appraisal submissions do not switch formats from the initial filing. Verify that transactions utilizing the optional UAD 3.6 format continue to satisfy all existing FHA program and product requirements.

Source and record

Version 1 · archived Nov 7, 2026

Checks

Source verified: Passed
The document ID, link and publication date match the official source.
Quotes match the source: Passed
Every quoted passage appears word for word in the official document.
Requirements backed by the source: Passed
Anything marked required is backed by the requirement language and dates in the source.
In scope: Passed
The document is about residential mortgage lending.
Format and labels: Passed
The record follows the AWACS format and uses its standard labels.

Source

Announcement 26-135 (official) ↗ (opens in a new tab)
Archived copy, SHA-256 bcd191d36482…
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