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FHLB Chicago MPF · Announcement MPF Announcement 2026-67 · Published

MPF Xtra Escrow Event Reporting Format and Transmission Requirements

Starting December 1, 2026, servicers in MPF Xtra must submit separate escrow event files directly to Computershare in Excel, CSV, or JSON format. File submissions must adhere to the mandatory naming structure, and approved servicers may begin reporting as early as November 9.

Action requiredEffective Dec 1, 2026 · may adopt nowChecks passed· adjusted automaticallyRead the announcement ↗ (opens in a new tab)

Loan impact

Summarized from the announcement · needs review

Applies to: Conventional loans serviced under the MPF Xtra program requiring direct escrow event reporting.

Applies when all of these are true
  • ANDMpf loan
  • ANDCredit program is MPF Xtra, or earlier if the seller adopts now
Addressed to
MPF participating financial institutions (PFIs)From the publisher, not quoted from the text
Investor
MpfFrom the publisher, not quoted from the text
Affected documents
Escrow event reporting file
Effective
Dec 1, 2026Sellers may implement immediately
Applicability confidence
Needs review: some rows could not be matched to a quote from the source

Summary by AWACS. FHLB Chicago MPF's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)

What changed

Summarized from the announcement
RequirementPreviouslyNow
Direct escrow event reporting formatChangedRequiredNot statedParticipating institutions must report escrow events separately to Computershare using Excel, CSV, or JSON format, with ASCII text files no longer accepted.
Escrow submission file naming conventionNewRequiredNot statedSubmissions must use the designated naming convention with the institution tape identifier and upload date, or the files will not be recognized and processed.
Early escrow event reporting optionRelaxedNot statedInstitutions that finish testing may start escrow event reporting beginning November 9.

Each change applies when all the loan-impact conditions above are true.

What to do

AWACS interpretation · not source language

What to review: Review updated file format and naming requirements for MPF Xtra escrow event submissions to Computershare effective December 1, 2026, noting the option to begin reporting as early as November 9 upon completing testing.

Servicing

Report MPF Xtra escrow event files separately to Computershare in Excel, CSV, or JSON format using the required tape identifier and upload date naming structure starting December 1, 2026.

IT

Update transmission systems to generate escrow event files in Excel, CSV, or JSON format adhering to the mandatory naming convention and discontinuing ASCII text format by December 1, 2026.

QC implications

  • Sample MPF Xtra escrow reporting files to verify they are transmitted directly to Computershare in Excel, CSV, or JSON format rather than ASCII text.
  • Check that escrow reporting submissions follow the designated file naming convention incorporating the tape identifier and upload date.

Source and record

Version 1 · archived

Checks

  • Source verified: Passed

    The document ID, link and publication date match the official source.

  • Quotes match the source: Passed, adjusted automatically

    Every quoted passage appears word for word in the official document.

    • A detail the source does not support was removed or adjusted

  • Requirements backed by the source: Passed, adjusted automatically

    Anything marked required is backed by the requirement language and dates in the source.

    • A detail the source does not support was removed or adjusted
    • An independent check could not confirm a requirement; it is shown as review, not action

  • In scope: Passed

    The document is about residential mortgage lending.

  • Format and labels: Passed

    The record follows the AWACS format and uses its standard labels.