AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, August 10, 2026

Updates published to for FHA, VA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

Expanded Eligibility and Reduced Credit Score Requirements for Temporary Buydowns
Pennymac Correspondent, temporary buydown program expansions. In 18 days.
MPF Traditional Servicing Updates for Forbearance, Modifications, and Foreclosure
FHLB Chicago MPF, Mandatory compliance with updated loss mitigation provisions. In 22 days.
Permission to Underwrite VA Mortgages Using VantageScore 4.0 Scoring Model
Newrez Correspondent, VA mortgages underwritten with VantageScore 4.0. In 42 days.
HUD Section 184 Cohort Number Pause and Loan Purchase Criteria
Newrez Correspondent, HUD suspension of Section 184 cohort number requests. In 43 days.
Master Servicer File Transfer Platform Transition
FHLB Chicago MPF, Master Servicer portal migration. In 46 days.
Underwriting Fee Schedule Update for Delegated Clients
Newrez Correspondent, underwriting fees assessed on delegated client submissions. In 52 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

FHLB Chicago MPF, Announcement MPF Announcement 2026-47,
Review recommended

Temporary Buydown Debt-to-Income Ratio Alignment for MPF Traditional

Loan impactIncomeProductsUnderwriting

Applies to: Loans delivered under the MPF Traditional program featuring temporary interest rate buydowns.

What to review: Review the alignment of temporary buydown qualifying debt-to-income limits with standard parameters of 43 percent for manual files and automated underwriting system determinations for approved submissions. AWACS interpretation

View affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.