Loan impact
Summarized from the announcement · verifiedApplies to: All new loan submissions delivered to Carrington that require a property appraisal.
- Addressed to
- Carrington correspondent sellersFrom the publisher, not quoted from the text
- Investor
- CarringtonFrom the publisher, not quoted from the text
- Affected area
- Report format
- Affected documents
- Real estate appraisal report
- Effective
- Oct 15, 2026Sellers may implement immediately
- Applicability confidence
- Verified: every row taken from the source text is supported by it; rows marked "from the publisher" are not quoted
Summary by AWACS. Carrington Correspondent's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)
What changed
Summarized from the announcement| Requirement | Previously | Now |
|---|---|---|
| UAD 3.6 appraisal reporting mandateTightenedRequired | Previously: Appraisal filings delivered using legacy static reporting templates. | New loan submissions must include appraisal reports completed using the UAD 3.6 dynamic framework. |
| Initial acceptance of UAD 3.6 appraisalsRelaxed | Not stated | Lenders may begin delivering appraisal submissions formatted according to UAD 3.6 standards. |
What to do
AWACS interpretation · not source languageWhat to review: Review the mandatory implementation of dynamic UAD 3.6 appraisal reports for all new loan submissions effective October 15, 2026, as well as the option to begin delivering them on October 1, 2026.
Ensure all valuation reports for new loan submissions are completed in the dynamic UAD 3.6 format starting October 15, 2026.
Confirm that all newly submitted loans include appraisals completed using the dynamic UAD 3.6 framework beginning October 15, 2026.
Deliver new loan submissions containing appraisal reports in the dynamic UAD 3.6 format starting October 15, 2026.
QC implications
- Test newly submitted loan files starting October 15, 2026, to confirm valuation reports are prepared in the dynamic UAD 3.6 format rather than legacy static templates.
- Verify that any early UAD 3.6 appraisal submissions delivered on or after October 1, 2026, comply with dynamic format standards.
Source and record
Version 2 · archivedChecks
Source verified: Passed
The document ID, link and publication date match the official source.
Quotes match the source: Passed
Every quoted passage appears word for word in the official document.
Requirements backed by the source: Passed
Anything marked required is backed by the requirement language and dates in the source.
In scope: Passed
The document is about residential mortgage lending.
Format and labels: Passed
The record follows the AWACS format and uses its standard labels.
Source
- Announcement UAD 3.6 Appraisals (2026-09-30) (official) ↗ (opens in a new tab)
- Archived copy, SHA-256 94d996d9b32b…
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