AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, Nov 2–8, 2026

Updates published to for VA, USDA. Built from published records only.

Action required, new this week

Required changes published this week.

Arc Home, Correspondent Announcement FEMA Disaster Declaration in Texas (2026-11-04),
Action required

Texas FEMA Disaster Reinspection Guidelines for DR-4935

Loan impactConventionalFHAAppraisalProperty eligibilityUnderwritingPost-closing

Applies to: Loans secured by real estate situated within declared Texas disaster counties across correspondent and wholesale channels.

What to review: Review the mandatory disaster inspection requirements for DR-4935 in Texas, focusing on exterior reinspections for appraisals completed prior to August 5, 2026, interior reinspection triggers upon damage detection, and inspection timing rules for appraisal waiver and streamline loans. AWACS interpretation

Effective No date statedView affected requirements →

Coming into effect in the next 60 days

Effective dates from .

Single Family Housing Guaranteed Loan Program-Limited Party Concessions
USDA Rural Development, interested party concessions. In 0 days.
Revisions to Conventional and Government Price Adjustments
Pennymac Correspondent, Best efforts commitments. In 1 days.
MPF Xtra Escrow Event Reporting Format and Transmission Requirements
FHLB Chicago MPF, Escrow event reporting. In 22 days.
USDA Guaranteed Loan Program final rule permits properties with income-producing ADUs and home-based businesses
USDA Rural Development, SFHGLP ADU and home-based business property eligibility. In 49 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Newrez Correspondent, Announcement 2026-097,
Review recommended

FHA and VA 3-1 Adjustable-Rate Mortgage Program Launch

Loan impactFHAVACreditProperty eligibilityUnderwritingSecondary

Applies to: Approved correspondent lenders offering government-insured three-year hybrid adjustable-rate mortgages.

What to review: Review the newly introduced optional three-year initial fixed period adjustable-rate mortgage program guidelines for eligible FHA and VA purchase and refinance transactions. AWACS interpretation

View affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Enforcement this week

Regulator actions against lenders and servicers published this week. Shown whatever your coverage.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.