Briefings

Weekly briefing, April 27, 2026

Updates published to for Conventional, VA, USDA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

National MI extends construction-to-permanent commitment period from 12 to 18 months
National MI, 18-month construction to permanent commitment period. In 40 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Threads that moved

Topics more than one source has acted on, with a new update this week.

  • Arch MIArch MI now accepts VantageScore 4.0 loans for all programs from operationally ready customers, requires lenders to indicate the representative score model and score used, and leaves minimum credit score requirements unchanged.
    Fannie MaeFannie Mae added VantageScore 4.0 and FICO Score 10T to the Selling Guide as approved models, with VantageScore 4.0 limited to approved lenders and other lenders continuing to use classic FICO.
    Freddie MacFreddie Mac applies Credit Fees that no longer differ by score model to contracts with an acceptance date on or after 2026-10-01, with Bulletin 2026-H eligibility requirements unchanged.
    National MINational MI now accepts VantageScore 4.0 for DU Approve/Eligible and LPA Accept/Eligible loans, which are insurable when GSE requirements and the TrueGuide VS4 score minimums are met.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.