AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, January 12, 2026

Updates published to for FHA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

No effective dates in the next 60 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

CFPB, Final rule; official interpretation FR Doc. 2026-00087,
Review recommended

HMDA (Regulation C): 2026 asset-size exemption threshold raised to $59 million

Loan impactAll programsHMDACompliance

Applies to: Banks, savings associations and credit unions with assets of $59 million or less as of December 31, 2025 are exempt from HMDA data collection in 2026.

What to review: Compliance may review whether the raised threshold, now $59 million for 2026 data collection and up from $58 million, exempts the institution from collecting 2026 data, keeping in mind that data required to be collected in 2025 must still be reported. AWACS interpretation

Effective Jan 7, 2026View affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.