Briefings

Weekly briefing, January 5, 2026

Updates published to for USDA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

HMDA (Regulation C): 2026 asset-size exemption threshold raised to $59 million
CFPB, Regulation C asset-size exemption threshold. In 2 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Nothing to review this week.

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

ACES Quality Management, Data release ACES QC Industry Trends Q4 2025,
Informational

ACES mortgage QC critical defect rate, Q4 2025

1.38% Critical defect rate24.66% Share of critical defects: compliance31.96% FHA share of critical defects