AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, November 3, 2025

Updates published to for Conventional, VA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

No effective dates in the next 60 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

CFPB, Interpretive rule FR Doc. 2025-19671,
Review recommended

FCRA Preemption of State Laws: Interpretive Rule Replacing Withdrawn 2022 Rule

Loan impactAll programsCreditCompliance

Applies to: Consumer reporting agencies, credit report users and furnishers subject to the FCRA; the rule is non-binding guidance on State law preemption.

What to review: No change is mandatory, so compliance may review the CFPB's clarification that the FCRA generally preempts State laws touching broad areas of credit reporting and its confirmed withdrawal of the 2022 interpretive rule, which is non-binding guidance applicable October 28, 2025. AWACS interpretation

Effective Oct 28, 2025View affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.