Loan impact
From the withdrawal text · verifiedApplies to: Supervised nonbanks, including mortgage lenders, that would have been required to register under the withdrawn proposed rule; no current loans are affected.
- Effective
- Oct 29, 2025
- Applicability confidence
- Verified: every row above is supported by the source text
What to do
AWACS interpretation · not source languageWhat to review: No change is mandatory: the CFPB withdrew its February 1, 2023 proposed rule as of October 29, 2025, so supervised nonbanks, including mortgage lenders, face no new registration obligation and no current loans are affected.
Source and record
Version 1 · archivedChecks passed
- Schema valid
- Effective quotes verbatim
- Document ID appears in the source
- Doc id matches catalog
- Mandatory status is backed by requirement language
- Mandatory entries have requirement language
- Published on present
- Title summary length
- Controlled vocabulary
- No placeholder tokens
- Source link resolves
- Loan impact quotes verbatim
- Loan impact vocabulary
- Changes quoted
- Impact type consistent
- Every required change is backed by obligation language
- Only new or tightened changes are marked required
- Loan impact covers every required change
- Quotes are complete sentences
- Unflagged must
- Diff complete
- Mandatory date resolved
- Audience verbatim
- Scope residential
- Out of scope
- Published in window
- Interpretation schema valid
- Interpretation separate
Source
- Proposed Rule; Withdrawal FR Doc. 2025-19690 (official) ↗ (opens in a new tab)
- Archived copy, SHA-256 458cd521d1ba…
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