AI and Machine Learning Governance Framework under Fannie Mae LL-2026-04

Applies to: Fannie Mae Seller/Servicers that use AI/ML in originating loans sold to or guaranteed by Fannie Mae or in servicing loans on its behalf.

What to review: First review whether your AI/ML use in Fannie Mae originations or servicing is covered by documented policies and procedures, supplement compliance, vendor governance and prompt disclosure readiness, all effective 2026-08-06. AWACS interpretation