AWACSMortgage compliance intelligence from Flightline

FHLB Chicago MPF · Announcement MPF Announcement 2026-39 · Published

2026 Area Median Income Figures and Low-Income Territory Information

The MPF Program announced that starting June 15, 2026, funding validation for loans subject to the eighty percent area median income limit will incorporate new 2026 figures. Related resources, including the county median income spreadsheet and demographic lookup tool, are also being refreshed.

Review recommendedEffective Jun 15, 2026Checks passed· adjusted automaticallyRead the announcement ↗ (opens in a new tab)

Loan impact

Summarized from the announcement · needs review

Applies to: Loans delivered under sub-products that include an eighty percent area median income eligibility threshold.

Addressed to
MPF participating financial institutions (PFIs)From the publisher, not quoted from the text
Investor
MpfFrom the publisher, not quoted from the text
Affected areas
Data; General
Effective
Jun 15, 2026
Applicability confidence
Needs review: some rows could not be matched to a quote from the source

Summary by AWACS. FHLB Chicago MPF's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)

What changed

Summarized from the announcement
RequirementPreviouslyNow
Area median income validation at fundingClarifiedNot statedSystem funding checks will evaluate borrower eligibility using 2026 area median income metrics for applicable offerings.

What to do

AWACS interpretation · not source language

What to review: Review the updated 2026 area median income figures and refreshed lookup tools to understand how funding validations will evaluate eighty percent income limits beginning June 15, 2026.

QC implications

  • Verify that loans subject to the eighty percent area median income eligibility limit meet the 2026 income metrics for funding validations occurring on or after June 15, 2026.

Source and record

Version 1 · archived

Checks

  • Source verified: Passed

    The document ID, link and publication date match the official source.

  • Quotes match the source: Passed

    Every quoted passage appears word for word in the official document.

  • Requirements backed by the source: Passed, adjusted automatically

    Anything marked required is backed by the requirement language and dates in the source.

    • An independent check could not confirm which way a change moves a rule; it is not marked as required

  • In scope: Passed

    The document is about residential mortgage lending.

  • Format and labels: Passed

    The record follows the AWACS format and uses its standard labels.