AWACSMortgage compliance intelligence from Flightline

FHA · Mortgagee Letter ML 2026-07 · Published

Rescission of the Important Notice to Homebuyers Form HUD-92900-B Requirement

FHA has permanently rescinded the requirement for Mortgagees to provide borrowers with Form HUD-92900-B, Important Notice to Homebuyers, and to obtain and retain an executed copy. This change applies immediately to all FHA-insured Title II Single Family forward mortgage programs.

Review recommendedIn effect nowChecks passed· adjusted automaticallyRead the letter ↗ (opens in a new tab)

Loan impact

From the letter text · verified

Applies to: All FHA-insured Title II Single Family forward mortgage programs.

Addressed to
All FHA-Approved Mortgagees
Investor
FHAFrom the publisher, not quoted from the text
Programs
FHAFrom the publisher, not quoted from the text
Affected area
Eligibility
Affected documents
Form HUD-92900-B
Applicability confidence
Verified: every row taken from the source text is supported by it; rows marked "from the publisher" are not quoted
Supporting quotes from the letter
  • affected areas“The provisions of this ML apply to all FHA-insured Title II Single Family forward mortgage programs.”
  • affected documents“This Mortgagee Letter (ML) rescinds the requirement for Mortgagees to provide borrowers with form HUD-92900-B, Important Notice to Homebuyers, and to obtain the executed form.”

What changed

From the letter text · Section II.A.1.a.ii(A)(2)
RequirementPreviouslyNow
Form HUD-92900-B Important Notice to HomebuyersRemovedPreviously: Mortgagees were required to provide borrowers with form HUD-92900-B at application for an FHA-insured Mortgage.Mortgagees are no longer required to provide the form to borrowers or obtain and retain an executed copy.

What to do

AWACS interpretation · not source language

What to review: Review the rescission allowing mortgagees to stop providing Form HUD-92900-B to borrowers and eliminating the need to obtain and retain an executed copy.

QC implications

  • Verify that quality control audit checklists no longer require the provision, execution, or retention of Form HUD-92900-B on FHA-insured Title II Single Family forward mortgages.

Source and record

Version 1 · archived

Checks

  • Source verified: Passed

    The document ID, link and publication date match the official source.

  • Quotes match the source: Passed, adjusted automatically

    Every quoted passage appears word for word in the official document.

    • A detail the source does not support was removed or adjusted

  • Requirements backed by the source: Passed

    Anything marked required is backed by the requirement language and dates in the source.

  • In scope: Passed

    The document is about residential mortgage lending.

  • Format and labels: Passed

    The record follows the AWACS format and uses its standard labels.