AWACSMortgage compliance intelligence from Flightline

Federal Register · Order; extension of effective date FR Doc. 2025-16080 · Published

FinCEN extends effective date of funds transmittal prohibitions on CIBanco, Intercam and Vector to October 20, 2025

FinCEN extends the effective date of its three June 2025 orders, as amended in July 2025, from September 4, 2025 to October 20, 2025. The orders prohibit certain transmittals of funds involving three Mexico-based financial institutions, and all other provisions remain unchanged.

InformationalEffective Oct 20, 2025All checks passedRead the date ↗ (opens in a new tab)

Loan impact

From the date text · verified

Applies to: Financial institutions subject to the FinCEN orders on transmittals of funds involving CIBanco, Intercam and Vector; no residential mortgage loan-level requirement is stated.

Effective
Oct 20, 2025
Applicability confidence
Verified: every row above is supported by the source text

What changed

From the date text · Section II.B
RequirementPreviouslyNow
Extension of effective date of FinCEN ordersChangedPreviously: Effective date of September 4, 2025Effective date of the three orders extended to October 20, 2025

What to do

AWACS interpretation · not source language

What to review: First confirm whether your institution is subject to the FinCEN orders on transmittals of funds involving CIBanco, Intercam and Vector, and note that the effective date moved from September 4, 2025 to October 20, 2025 with all other provisions unchanged. The record states no residential mortgage loan-level requirement.

QC implications

  • No mandatory change is stated, so no new QC testing is required by this record.
  • If the lender is a financial institution subject to these FinCEN orders, QC may confirm that compliance tracking reflects the October 20, 2025 effective date in place of September 4, 2025.

Source and record

Version 1 · archived

Checks passed

  • Schema valid
  • Effective quotes verbatim
  • Document ID appears in the source
  • Doc id matches catalog
  • Mandatory status is backed by requirement language
  • Mandatory entries have requirement language
  • Published on present
  • Title summary length
  • Controlled vocabulary
  • No placeholder tokens
  • Source link resolves
  • Loan impact quotes verbatim
  • Loan impact vocabulary
  • Changes quoted
  • Impact type consistent
  • Every required change is backed by obligation language
  • Only new or tightened changes are marked required
  • Loan impact covers every required change
  • Quotes are complete sentences
  • Unflagged must
  • Diff complete
  • Mandatory date resolved
  • Audience verbatim
  • Scope residential
  • Out of scope
  • Published in window
  • Interpretation schema valid
  • Interpretation separate