AWACSMortgage compliance intelligence from Flightline

Federal Register · Order; extension of effective date FR Doc. 2025-12973 · Published

FinCEN extends effective date of special measure orders on CIBanco, Intercam and Vector to September 4, 2025

FinCEN extends by 45 days, from July 21, 2025 to September 4, 2025, the effective date of its three June 2025 orders prohibiting certain transmittals of funds involving CIBanco, Intercam and Vector. All other provisions of the June 2025 orders remain unchanged.

InformationalEffective Sep 4, 2025All checks passedRead the date ↗ (opens in a new tab)

Loan impact

From the date text · verified

Applies to: Covered financial institutions subject to FinCEN's June 2025 orders on transmittals of funds involving CIBanco, Intercam and Vector; no residential mortgage loan requirements are changed.

Effective
Sep 4, 2025
Applicability confidence
Verified: every row above is supported by the source text

What changed

From the date text · Section II.B
RequirementPreviouslyNow
Extension of effective date of three June 2025 FinCEN ordersClarifiedPreviously: Effective July 21, 2025Effective September 4, 2025

What to do

AWACS interpretation · not source language

What to review: First confirm whether your institution is a covered financial institution under FinCEN's June 2025 orders on transmittals of funds involving CIBanco, Intercam and Vector. If it is, note that the effective date is now September 4, 2025 instead of July 21, 2025, and that all other provisions of the orders are unchanged.

QC implications

  • No change in this record is mandatory, so there is no new QC test that follows from it.
  • If the lender is a covered financial institution under the June 2025 orders, QC may note that the effective date moved from July 21, 2025 to September 4, 2025.
  • The record states that no residential mortgage loan requirements are changed.

Source and record

Version 1 · archived

Checks passed

  • Schema valid
  • Effective quotes verbatim
  • Document ID appears in the source
  • Doc id matches catalog
  • Mandatory status is backed by requirement language
  • Mandatory entries have requirement language
  • Published on present
  • Title summary length
  • Controlled vocabulary
  • No placeholder tokens
  • Source link resolves
  • Loan impact quotes verbatim
  • Loan impact vocabulary
  • Changes quoted
  • Impact type consistent
  • Every required change is backed by obligation language
  • Only new or tightened changes are marked required
  • Loan impact covers every required change
  • Quotes are complete sentences
  • Unflagged must
  • Diff complete
  • Mandatory date resolved
  • Audience verbatim
  • Scope residential
  • Out of scope
  • Published in window
  • Interpretation schema valid
  • Interpretation separate