Updates / CSBS

CSBS rules and actions affecting mortgage lenders

6 CSBS changes tracked by AWACS, newest first. Each links to its summary, effective date, loan impact and the official document.

2026

CSBS, Press Release State Supervisors Advise Licensees to Plan Ahead for NMLS Annual Renewal,
Action required

NMLS annual renewal: licensees must complete updated disclosure questions and employment reporting first

Loan impactAll programsLicensingCompliance

Applies to: Applies to NMLS state licensees, including mortgage loan originators and mortgage companies, renewing their licenses for the coming year; it does not govern individual loans.

What to review: Before submitting any NMLS renewal requests in the season that starts Nov. 1, first confirm that every licensee has answered the updated disclosure questions and met the new employment reporting requirements. AWACS interpretation

Effective No date statedView affected requirements →

2025