CFPB · Correction FR Doc. C1-2024-30824 · Published

Correction to Regulation V Rule on Creditors and Consumer Reporting Agencies Using Medical Information

The CFPB corrects a typographical error in the DATES section of its January 14, 2025 Regulation V medical information rule, changing "March 17, 2024" to "March 17, 2025". The correction imposes no new obligation.

InformationalEffective Mar 17, 2025Checks passed· adjusted automaticallyRead the correction ↗ (opens in a new tab)

Loan impact

From the correction text · verified

Applies to: Creditors and consumer reporting agencies subject to the CFPB Regulation V medical information rule, whose date is corrected to March 17, 2025.

Effective
Mar 17, 2025
Applicability confidence
Verified: every row above is supported by the source text

What changed

From the correction text
RequirementPreviouslyNow
Corrected effective date in DATES section of medical information ruleClarifiedPreviously: March 17, 2024March 17, 2025

What to do

AWACS interpretation · not source language

What to review: Confirm that the corrected date of March 17, 2025 for the Regulation V medical information rule replaces the typographical March 17, 2024 in your materials; the correction is informational and no change is mandatory.

QC implications

  • Check that any internal reference to the Regulation V medical information rule date shows March 17, 2025 and not the mistaken March 17, 2024.
  • The correction adds no new obligation, so no new loan-level testing is called for by this record alone.

Source and record

Version 1 · archived

Checks passed

  • Schema valid
  • Effective quotes verbatim
  • Document ID appears in the source
  • Doc id matches catalog
  • Mandatory status is backed by requirement language
  • Mandatory entries have requirement language
  • Published on present
  • Title summary length
  • Controlled vocabulary
  • No placeholder tokens
  • Source link resolves
  • Loan impact quotes verbatim
  • Loan impact vocabulary
  • Changes quoted
  • Impact type consistent
  • Every required change is backed by obligation language
  • Only new or tightened changes are marked required
  • Loan impact covers every required change
  • Quotes are complete sentences
  • Unflagged must
  • Diff complete
  • Mandatory date resolved
  • Audience verbatim
  • Out of scope
  • Published in window
  • Interpretation schema valid
  • Interpretation separate

Adjusted automatically

  • A detail the source does not support was removed or adjusted