CFPB · Advance Notice of Proposed Rulemaking FR Doc. 2025-16139 · Published

CFPB Personal Financial Data Rights Reconsideration: ANPR seeking comments on section 1033 rule

The CFPB seeks comments and data on four issues under its Personal Financial Data Rights rule: who may act as a consumer's representative, fees, data security, and data privacy. It also says it plans to propose extending the rule's compliance dates; comments are due October 21, 2025.

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Loan impact

From the rulemaking text · verified

Applies to: No loans are directly affected; this is an advance notice seeking comments on the section 1033 data rights rule for data providers and third parties.

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What to do

AWACS interpretation · not source language

What to review: No change here is mandatory, so nothing is required of lenders now; review the notice to see that the CFPB is asking for comments and data on who may act as a consumer's representative, fees, data security and data privacy under the section 1033 rule, that it plans to propose extending the rule's compliance dates, and that comments are due October 21, 2025.

Source and record

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