CFPB · Direct final rule; withdrawal FR Doc. 2025-13665 · Published

CFPB withdraws direct final rule rescinding State official notification procedures

The CFPB withdrew its May 21, 2025 direct final rule that would have rescinded the procedures by which a State official must notify the Bureau when taking action to enforce the Consumer Financial Protection Act. The withdrawal follows significant adverse comments, and the Bureau will address the comments in a later rulemaking.

InformationalEffective Jul 21, 2025All checks passedRead the withdrawal ↗ (opens in a new tab)

Loan impact

From the withdrawal text · verified

Applies to: No lender or servicer loans are affected; the withdrawal concerns State official notification procedures to the Bureau under the Consumer Financial Protection Act.

Effective
Jul 21, 2025
Applicability confidence
Verified: every row above is supported by the source text

What to do

AWACS interpretation · not source language

What to review: No change here is mandatory for lenders: the CFPB withdrew its May 21, 2025 direct final rule on State official notification procedures, effective July 21, 2025, and no lender or servicer loans are affected, so a compliance reader only needs to note that the Bureau will address the comments in a later rulemaking.

Source and record

Version 1 · archived

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