Loan impact
From the rule text · verifiedApplies to: Applies to the Bureau's own rulemaking procedure; no specific loans are affected.
- Effective
- Jun 18, 2025
- Applicability confidence
- Verified: every row above is supported by the source text
What changed
From the rule text| Requirement | Previously | Now |
|---|---|---|
| Rescission of rule defining when a CFPB rule is deemed issuedRemoved | Previously: A Bureau rule is deemed issued upon the earlier of posting on the Bureau's website or publication in the Federal Register. | Subpart A (§ 1074.1) removed and reserved; issuance determined by traditional Federal Register mechanism. |
What to do
AWACS interpretation · not source languageWhat to review: The CFPB has removed its 2012 procedural rule on when a Bureau rule is deemed issued, effective June 18, 2025. Rules are now treated as issued under the traditional Federal Register mechanism, and the record says this imposes no requirements on lenders or servicers, so nothing is mandatory.
Source and record
Version 1 · archivedChecks passed
- Schema valid
- Effective quotes verbatim
- Document ID appears in the source
- Doc id matches catalog
- Mandatory status is backed by requirement language
- Mandatory entries have requirement language
- Published on present
- Title summary length
- Controlled vocabulary
- No placeholder tokens
- Source link resolves
- Loan impact quotes verbatim
- Loan impact vocabulary
- Changes quoted
- Impact type consistent
- Every required change is backed by obligation language
- Only new or tightened changes are marked required
- Loan impact covers every required change
- Quotes are complete sentences
- Unflagged must
- Diff complete
- Mandatory date resolved
- Audience verbatim
- Scope residential
- Out of scope
- Published in window
- Interpretation schema valid
- Interpretation separate
Source
- Final rule FR Doc. 2025-11241 (official) ↗ (opens in a new tab)
- Archived copy, SHA-256 5c37bafdcc54…
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