AWACSMortgage compliance intelligence from Flightline

Arc Home · Correspondent Announcement Upcoming: Change In Collateral Shipment Address (2026-07-08) · Published

New Collateral Delivery Location for Correspondent Loans

Lenders must route physical collateral packages for loans sold to the investor to a new custodian location in Minnesota beginning August 3, 2026. Submissions sent to the prior Maryland destination after this date could experience purchase delays.

Action requiredEffective Aug 3, 2026Checks passed· adjusted automaticallyRead the announcement ↗ (opens in a new tab)

Loan impact

Summarized from the announcement · verified

Applies to: All mortgages sold to the investor requiring delivery of physical collateral documents.

Addressed to
Arc Home correspondent sellersFrom the publisher, not quoted from the text
Investor
ArchomeFrom the publisher, not quoted from the text
Affected area
Contracts
Affected documents
Collateral package
Effective
Aug 3, 2026
Applicability confidence
Verified: every row taken from the source text is supported by it; rows marked "from the publisher" are not quoted

Summary by AWACS. Arc Home's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)

What changed

Summarized from the announcement
RequirementPreviouslyNow
Physical collateral shipping destinationChangedRequiredNot statedCustodian facility in St. Paul, Minnesota

What to do

AWACS interpretation · not source language

What to review: Review delivery instructions and shipping processes to ensure all physical collateral packages sent on or after August 3, 2026, are directed to the new Minnesota custodian facility.

Post-closing

Ship physical collateral packages to the new custodian facility in St. Paul, Minnesota beginning August 3, 2026.

Closing

Update shipping procedures so physical collateral documents are routed to the Minnesota custodian address starting August 3, 2026.

Secondary

Ensure physical collateral delivery instructions reflect the new custodian location in Minnesota effective August 3, 2026.

QC implications

  • Verify that physical collateral packages shipped on or after August 3, 2026, were addressed to the new custodian location in St. Paul, Minnesota.

Source and record

Version 1 · archived

Checks

  • Source verified: Passed

    The document ID, link and publication date match the official source.

  • Quotes match the source: Passed, adjusted automatically

    Every quoted passage appears word for word in the official document.

    • A detail the source does not support was removed or adjusted

  • Requirements backed by the source: Passed

    Anything marked required is backed by the requirement language and dates in the source.

  • In scope: Passed

    The document is about residential mortgage lending.

  • Format and labels: Passed

    The record follows the AWACS format and uses its standard labels.