AWACSMortgage compliance intelligence from Flightline

Arc Home · Correspondent Announcement Change In Collateral Shipment Address (2026-08-21) · Published

Updated Collateral Shipment Destination for Custody at US Bank

Correspondent sellers delivering physical collateral to US Bank for Arc Home loan acquisitions must ship packages to the Minnesota facility beginning August 3, 2026. The previous Maryland delivery location is no longer valid for new shipments.

Action requiredEffective Aug 3, 2026Checks passed· adjusted automaticallyRead the announcement ↗ (opens in a new tab)

Loan impact

Summarized from the announcement · verified

Applies to: All loans sold to the investor requiring collateral shipment to the document custodian.

Addressed to
Warehouse Certification Team/Arc Home-Bi-Party Team
Investor
ArchomeFrom the publisher, not quoted from the text
Affected area
Contracts
Effective
Aug 3, 2026
Applicability confidence
Verified: every row taken from the source text is supported by it; rows marked "from the publisher" are not quoted

Summary by AWACS. Arc Home's guide is proprietary, so AWACS does not reproduce its text. Read the official announcement ↗ (opens in a new tab)

What changed

Summarized from the announcement
RequirementPreviouslyNow
Delivery address for promissory notes and collateral filesChangedRequiredNot statedCollateral packages must be delivered to US Bank Document Custody Services in St. Paul, Minnesota.

What to do

AWACS interpretation · not source language

What to review: Review shipping procedures and systems to ensure physical collateral files are routed to the new Minnesota custodian facility starting August 3, 2026.

Post-closing

Ship physical collateral packages to the US Bank Document Custody Services address in St. Paul, Minnesota beginning August 3, 2026.

Closing

Ensure notes and collateral packages delivered to US Bank are sent to the St. Paul, Minnesota facility starting August 3, 2026.

Secondary

Update delivery instructions to direct all loan collateral files to the St. Paul, Minnesota custody location effective August 3, 2026.

QC implications

  • Test collateral shipments made on or after August 3, 2026, to confirm packages were routed to the St. Paul, Minnesota facility.

Source and record

Version 1 · archived

Checks

  • Source verified: Passed

    The document ID, link and publication date match the official source.

  • Quotes match the source: Passed, adjusted automatically

    Every quoted passage appears word for word in the official document.

    • A detail the source does not support was removed or adjusted

  • Requirements backed by the source: Passed

    Anything marked required is backed by the requirement language and dates in the source.

  • In scope: Passed

    The document is about residential mortgage lending.

  • Format and labels: Passed

    The record follows the AWACS format and uses its standard labels.