ACES Quality Management · Data release ACES QC Industry Trends Q3 2025 · Published

ACES mortgage QC critical defect rate, Q3 2025

ACES reported a 1.79% critical defect rate for Q3 2025; income and employment accounted for 27.24% of critical defects.

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Key figures

From the source
1.79% Critical defect rate27.24% Share of critical defects: income and employment31.1% FHA share of critical defects

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