AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, January 26, 2026

Updates published to for FHA, VA, USDA. Built from published records only.

Action required, new this week

Required changes published this week.

FHA, Mortgagee Letter ML 2026-02,
Action required

Requirements for Sale of Beneficial Interest and Declaration of Trust Submission

Loan impactFHAServicingDeliveryComplianceSecondary

Applies to: Applies to all FHA-insured Title II Single Family forward and Home Equity Conversion Mortgage (HECM) loans involved in a sale of a beneficial interest in a group of mortgages.

What to review: Review the mandatory requirements to submit unexecuted Declaration of Trust packages to FHA via LEAP and secure approval prior to executing any sale of a beneficial interest no later than January 31, 2026. AWACS interpretation

Effective Jan 31, 2026; other items nowView affected requirements →

Coming into effect in the next 60 days

Effective dates from .

Requirements for Sale of Beneficial Interest and Declaration of Trust Submission
FHA, Mandatory implementation of beneficial interest sale and Declaration of Trust policy. In 5 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Nothing to review this week.

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.