Action required, new this week
Required changes published this week.
No new required changes this week.
Coming into effect in the next 60 days
Effective dates from .
HMDA (Regulation C): 2026 asset-size exemption threshold raised to $59 million
CFPB, Regulation C asset-size exemption threshold. In 2 days.
Home Possible VLIP Mortgages $2,500 Credit Extended Through February 28, 2027
Freddie Mac, Home Possible VLIP Mortgages Credit extension. In 55 days.
Review recommended
New guidance, clarifications, flexibilities, overlays and insurer positions.
Nothing to review this week.
Threads that moved
Topics more than one source has acted on, with a new update this week.
No thread moved this week.
Data releases
Data releases and announcements with no direct requirement.
Informational
ACES mortgage QC critical defect rate, Q4 2025
1.38% Critical defect rate24.66% Share of critical defects: compliance31.96% FHA share of critical defects