AWACSMortgage compliance intelligence from Flightline

Briefings

Weekly briefing, December 22, 2025

Updates published to for Conventional, FHA, USDA. Built from published records only.

Action required, new this week

Required changes published this week.

No new required changes this week.

Coming into effect in the next 60 days

Effective dates from .

HMDA (Regulation C): 2026 asset-size exemption threshold raised to $59 million
CFPB, Regulation C asset-size exemption threshold. In 16 days.

Review recommended

New guidance, clarifications, flexibilities, overlays and insurer positions.

Freddie Mac, Guide Bulletin 2025-H,
Review recommended

Freddie Mac Guide refactoring of chapters with no requirement changes

Loan impactConventionalDeliveryUnderwritingQC

Applies to: Freddie Mac Sellers and Servicers; Guide chapters were reformatted with no change in requirements.

What to review: No change is mandatory, so first look at which refactored Guide chapters and updated cross-references affect your work, and note that the record states no requirements changed. AWACS interpretation

Effective No date statedView affected requirements →

Threads that moved

Topics more than one source has acted on, with a new update this week.

No thread moved this week.

Data releases

Data releases and announcements with no direct requirement.

No data releases this week.