Informational
ACES mortgage QC critical defect rate, Q2 2025
1.51% Critical defect rate18.45% Share of critical defects: income and employment30.22% FHA share of critical defects
Updates published to for FHA, VA. Built from published records only.
Required changes published this week.
No new required changes this week.
Effective dates from .
No effective dates in the next 60 days.
New guidance, clarifications, flexibilities, overlays and insurer positions.
Nothing to review this week.
Topics more than one source has acted on, with a new update this week.
No thread moved this week.
Data releases and announcements with no direct requirement.