Servicing Guide update: cybersecurity requirements and shared equity clarifications for community land trusts
Applies to: All Fannie Mae servicers and seller/servicers must implement the cybersecurity requirements; the shared equity clarification affects community land trust ground lease loans.
What to review: "Review the mandatory cybersecurity requirements first, including the 36-hour Cybersecurity Incident reporting and the Aug. 12, 2025 full implementation date, then note that servicers may use the shared equity clarification immediately, which allows Freddie Mac's equivalent of the Community Land Trust Ground Lease Rider as an alternative." AWACS interpretation